Views of Swami Vivekananda in the Field of Education. Essays

Views of Swami Vivekananda in the Field of Education. Essays Views of Swami Vivekananda in the Field of Education. Essay Views of Swami Vivekananda in the Field of Education. Essay Swami Vivekananda realizes that mankind is passing through a crisis. The tremendous emphasis on the scientific and mechanical ways of life is fast reducing man to the status of a machine. Moral and religious values are being undermined. The fundamental principles of civilization are being ignored. Conflicts of ideals, manners and habits are pervading the atmosphere. Disregard for everything old is the fashion of the day. Vivekananda seeks the solutions of all these social and global evils through education. With this end in view, he feels the dire need of awakening man to his spiritual self wherein, he thinks, lies the very purpose of education. Swami Vivekananda (1863 – 1902), a great thinker and reformer of India, embraces education, which for him signifies ‘man-making’, as the very mission of his life. In this writing, which purports to expound and analyze Vivekananda’s views on education, an endeavor has been made to focus on the basic theme of his philosophy, viz. the spiritual unity of the universe. Whether it concerns the goal or aim of education, or its method of approach or its component parts, all his thoughts, we shall observe, stem from this dormant theme of his philosophy which has its moorings in Vedanta. A sculptor has a clear idea about what he wants to shape out of the marble block; similarly, a painter knows what he is going to paint. Vivekananda points out that the defect of the present-day education is that it has no definite goal to pursue. A teacher, he says, has no clear idea about the goal of his teaching. Swamiji attempts to establish, through his words and deeds, that the end of all education is man making. He prepares the scheme of this man-making education in the light of his over-all philosophy of Vedanta. According to Vedanta, the essence of man lies in his soul, which he possesses in addition to his body and mind. In true with this philosophy, Swamiji defines education as ‘the manifestation of the perfection already in man. ’ The aim of education is to manifest in our lives the perfection, which is the very nature of our inner self. This perfection is the realization of the infinite power which resides in everything and every-where-existence, consciousness and bliss (satchidananda). After understanding the essential nature of this perfection, we should identify it with our inner self. For achieving this, one will have to eliminate one’s ego, ignorance and all other false identification, which stand in the way. Meditation, fortified by moral purity and passion for truth, helps man to leave behind the body, the senses, the ego and all other non-self elements, which are perishable. He thus realizes his immortal divine self, which is of the nature of infinite existence, infinite knowledge and infinite bliss. At this stage, man becomes aware of his self as identical with all other selves of the universe, i. e. different selves as manifestations of the same self. We have to remember that basis of Swamiji’s philosophy is Adwaita which preaches unity in diversity. Therefore, man making for him means a harmonious development of the body, mind and soul. Hence education, in Vivekananda’s sense, enables one to comprehend one’s self within as the self everywhere. The essential unity of the entire universe is realized through education. Accordingly, man making for Swamiji stands for rousing mans to the awareness of his true self. However, education thus signified does not point towards the development of the soul in isolation from body and mind. He often quotes the Upanishad dictum ‘nayamatma balahinena labhyah’; i. e. the self cannot be realized by the physically weak. In his scheme of education, Swamiji lays great stress on physical health because a sound mind resides in a sound body. According to Swamiji, the mind of the students has to be controlled and trained through meditation, concentration and practice of ethical purity. All success in any line of work, he emphasizes, is the result of the power of concentration. However, along with physical culture, he harps on the need of paying special attention to the culture of the mind. By way of illustration, he mentions that the chemist in the laboratory concentrates all the powers of his mind and brings them into one focus-the elements to be analyzed-and finds out their secrets. Concentration, which necessarily implies detachment from other things, constitutes a part of Brahmacharya, which is one of the guiding mottos of his scheme of education. Brahmacharya, in a nutshell, stands for the practice of self-control for securing harmony of the impulses. To quote him: ‘Education is not the amount of information that is put into your brain and runs riot there undigested, all your life. ’ By his philosophy of education, Swamiji thus brings it home that education is not a mere accumulation of information but a comprehensive training for life. Education for him means that process by which character is formed, strength of mind is increased, and intellect is sharpened, as a result of which one can stand on one’s own feet. Having analyzed the goal or objective of education, the next question that naturally arises is about the method of imparting education. According to him, knowledge is inherent in every man’s soul. Here again, we note the Vedantic foundation of Swamiji’s theory. To drive his point home, he refers to the growth of a plant. Just as in the case of a plant, one cannot do anything more than supplying it with water, air and manure while it grows from within its own nature, so is the case with a human child. What we mean when we say that a man ‘knows’ is only what he ‘discovers’ by taking the cover off his own soul. Consequently, he draws our attention to the fact that the task of the teacher is only to help the child to manifest its knowledge by removing the obstacles in its way. In his words: ‘Thus Vedanta says that within man is all knowledge even in a boy it is so and it requires only an awakening and that much is the work of a teacher. ’ Vivekananda’s method of education resembles the heuristic method of the modern educationists. In this system, the teacher invokes the spirit of inquiry in the pupil who is supposed to find out things for himself under the bias-free guidance of the teacher. Swamiji lays a lot of emphasis on the environment at home and school for the proper growth of the child. The parents as well as the teachers should inspire the child by the way they live their lives. Swamiji recommends the old institution of gurukula (living with the preceptor) and similar systems for the purpose. In such systems, the students can have the ideal character of the teacher constantly before them, which serves as the role model to follow. Although Swamiji is of the opinion that mother tongue is the right medium for social or mass education, he prescribes the learning of English and Sanskrit also. While English is necessary for mastering Western science and technology, Sanskrit leads one into the depths of our vast store of classics. The implication is that if language does not remain the privilege of a small class of people, social unity will march forward unhampered. According to Swamiji, the culture values of the country should form an integral part of the curriculum of education. Vivekananda, in his scheme of education, meticulously includes all those studies, which are necessary for the all-around development of the body, mind and soul of the individual. These studies can be brought under the broad heads of physical culture, aesthetics, classics, language, religion, science and technology. The culture of India has its roots in her spiritual values. The time-tested values are to be imbibed in the thoughts and lives of the students through the study of the classics like Ramayana, Mahabharata, Gita, Vedas and Upanishads. This will keep the perennial flow of our spiritual values into the world culture. Education, according to Swamiji, remains incomplete without the teaching of aesthetics or fine arts. He cites Japan as an example of how the combination of art and utility can make a nation great. He reminds us time and again that religion does not consist in dogmas or creeds or any set of rituals. However, by religion, he does not mean any particular kind of it but its essential character, which is the realization of the divinity already in man. Swamiji reiterates that religion is the innermost core of education. All impulses, thoughts and actions which lead one towards this goal are naturally ennobling and harmonizing, and are ethical and moral in the truest sense. It is in this context that Swamiji’s idea of religion, as the basis of education should be understood. We note that in his interpretation, religion and education share the identity of purpose. Swamiji believes that if education with its religious core can invigorate man’s faith in his divine nature and the infinite potentialities of the human soul, it is sure to help man become strong, yet tolerant and sympathetic. It will also help man to extend his love and good will beyond the communal, national and racial barriers. Vivekananda, in his plan for the regeneration of India, repeatedly presses the need for the eradication of poverty, unemployment and ignorance. Hence in Swamiji’s view, for the development of a balanced nation, we have to combine the dynamism and scientific attitude of the West with the spirituality of our country. The entire educational program should be so planned that it equips the youth to contribute to the material progress of the country as well as to maintaining the supreme worth of India’s spiritual heritage. He observes that although men and women are equally competent in academic matters, yet women have a special aptitude and competence for studies relating to home and family. Hence he recommends the introduction of subjects like sewing, nursing, domestic science, culinary art, etc which were not parts of education at his time. Another important aspect of Swamiji’s scheme of education is women’s education. He realizes that it if the women of our country get the right type of education, then they will be able to solve their own problems in their own way. The main objective of his scheme of female education is to make them strong, fear-less, and conscious of their chastity and dignity. To refer to his own words: â€Å"Traveling through many cities of Europe and observing in them the comforts and education of even the poor people, there was brought to my mind the state of our own poor people and I used to shed tears. When made the difference? â€Å"Education† was the answer I got. † The exposition and analysis of Vivekananda’s scheme of education brings to light its constructive, practical and comprehensive character. He realizes that it is only through education that the uplift of masses is possible. He strives to harmonize the traditional values of India with the new values brought through the progress of science and technology. He states it emphatically that if society is to be reformed, education has to reach everyone-high and low, because individuals are the very constituents of society. The sense of dignity rises in man when he becomes conscious of his inner spirit, and that is the very purpose of education. It is in the transformation of man through moral and spiritual education that he finds the solution for all social evils. Founding education on the firm ground of our own philosophy and culture, he shows the best of remedies for today’s social and global illness. Through his scheme of education, he tries to materialize the moral and spiritual welfare and upliftment of humanity, irrespective of caste, creed, nationality or time. However, Swami Vivekananda’s scheme of education, through which he wanted to build up a strong nation that will lead the world towards peace and harmony, is still a far cry. It is high time that we give serious thought to his philosophy of education and remembers his call to every-body-‘Arise, awake, and stop not till the goal is reached. ’ PRASUN KANJILAL.

Risk Protection Measures for the Bank Essay Example | Topics and Well Written Essays - 1500 words

Risk Protection Measures for the Bank - Essay Example Bank A may have the option to propose an early termination date in order to avoid further losses (FN3). However the contract between the two banks should make provision for such losses and one of the best options open to Bank A is to enter into an ISDA Agreement. An ISDA Agreement allows a bank to operate in financial markets while conforming to strict regulations. The EU Directive 2001/24/EC dated 4 April 2001 has laid out specific guidelines on the winding up of credit institutions and will apply to both bank A and Bank A who are in Europe. (a) Article 25 specifically clarifies that netting agreements will be solely governed by the nature of the agreement that exists between the two parties – Bank A and B. Therefore, Bank A can cope with the risks by introducing appropriate clauses into the Schedule to the ISDA agreement. If Bank A has any intimation of the potential winding up of Bank B and then enters into any financial arrangements with them, recoveries will be limited, despite any risks. However, if at the time of entering the agreement, Bank A is not aware of any winding up, then financial obligations due to it from Bank B may be secured through the means outlined below. Derivatives are financial instruments that are used for financial speculation and their fluctuating value is caused by volatility in the financial markets1. Counterparties enter into derivatives for purposes of hedging and arbitrage to be derived in financial transactions through the management of asset liabilities2. Contractual provisions under ISDA Agreements include a Master Agreement which is standard all contracting organizations and an attached Schedule may be tailored according to the requirements of the two parties. Therefore, Bank A can tailor the Schedule by including a clause that will also regulate oral trading arrangements of the two parties.

Communication Problems and Recommendations Case Study - 1

Communication Problems and Recommendations - Case Study Example It is evident that the employees within the company are not pleased with the tendency of Mr. XYZ to hire family members and friends. This has persisted because the employees have not been able to communicate their displeasure to the owner of the company. It is therefore recommended that the management of XYZ to establish a two-way communication process between the management so that the employees will be allowed to talk out their concerns. This would be achieved through forums and meetings where open discussions for improvement could be encouraged (Davis 278). It is through this that Mr. XYZ would be aware of the lateness of his son and the needs of the employees for the successful and efficient attainment of business goals and objectives. The behavior of Larry, Carlos, Juan, and Manny demonstrate a case where effective communication is disregarded by these four Spanish speaking individuals. This is revealed by the fact that they share jokes amongst themselves without involving the non-Spanish speaking individuals. It is evident that these individuals shut others away from communications. Moreover, they assume that other people would not understand what they are talking about. In this regard, it is true to assert that these individuals are barriers to effective communication. It is also possible that the Spanish speakers have not been told how important communication is in any social or professional setting. In the light of this case, it is recommended for those who get in contact with the Spanish speakers demonstrate to them the importance of communication so that they would not shut others from trying to initiate a conversation. Additionally, the cultural or ethnic element within an organization or social interactio n should be prevented from being a barrier to communication (Yi-Hui 334).

Information Systems in London during Olympics 2012 Essay Example for Free

Information Systems in London during Olympics 2012 Essay The London Olympics preparations are integrating technology for the purpose of making the event a success in terms of order and security. An estimate of 7 billion euros has been budgeted for the technology sector for the purpose of coordinating the Olympic event (House of Commons 2006). The London Organising Committee of the Olympics Games (LOCOG) has projected that the information system will use 204 million euros, the telecommunications, 63 million euros, and the internet applications, 12. 5 million euros (House of Commons 2006). The LOCOG and the Olympic Delivery Authority (ODA) will oversee that resources for information systems management are carried on effectively and efficiently for the Olympics success. Technology Following the announcement that the 2012 Olympics will take place in London, the LOCOG announced the need to capitalize on latest IT developments and creation of software and hardware that are integrated from a common database (House of Commons 2006). The IT structure in London consists of an estimate of 8000 PCs, 900 servers and 1000 network and security devices which will be integrated for the function (Jones, 2009). Moreover, there is a planned use for green IT systems for instance virtualisation which will help in reducing the number of servers needed and in turn help to cut down costs. Jones (2009) stipulates that London has the task of matching or even surpassing the Information system in the Beijing Olympics. The following types of technology were incorporated; Journalists recorded and communicated the happenings of the event through wireless technology, and also information systems were included in the commentators’ analysis. In the event venues, radio frequency technology was used for ticket verification. Worlwide TV coverage and online video streaming were enabled by Digital Ignition Control Systems which controlled time lags between the various Olympic venues. Online ticket selling will ensure a faster and easier success to tickets but the IS should be integrated in a way that online ticket scams are prevented (Hervey 2010). The IS in London will install surveillance systems such as the CCTV cameras that will help identify any suspected malicious behaviour (Chowdhry 2008). The UK intelligence community is expected to effectively use technology in information gathering and prevention of any adversaries. Purpose of information management systems in 2012 Olympics The purpose of the integrated information systems will be to serve as a foundation for the Olympic Games planning across all the important functional and operational areas such as the transport and sport venues, the Games workforce, the press operations, and the spectator services (House of Commons 2006). IT system is to link all the venues which will be used for Olympics in the UK and the Olympics Village. The venues are more than 90 and it is necessary to have an effective and efficient control system that will ensure that Olympic event runs smoothly. Transport system and sport venues planning Information systems will be applied in the planning and coordination of airlines, underground and overland rail links, javelin shuttles, cabs and buses. The major issues to consider in the planning include reduction of traffic and ease of transportation to and from the Olympic venues, and parking space; and the enhancement of security in both public and private transportation systems. This is based on the fact that in such a crowded event, it is expected that pickpockets and conmen will mingle with the crowd. Information gathering CCTV cameras will be situated at strategic locations for surveillance as people go about their activities. This includes surveillance in the transportation facilities as well as the games’ venues. Data will also be gathered by the large fleet of security officers who have been disposed to foresee the planning of the event by the Security Industry Authority (SIA) (Chowdhry, W. 2008). Training needs to take place for all the officers to be able to use integrated technologies in detection and prevention of adversaries. IT developments allow for efficient management of information and data, and thus facilitate faster and more effective processes of decision making. This saves the time required to reconcile independent and duplicative systems. Possible barriers to knowledge management IT technology is considered the most efficient and effective in management of such a mega event that will see visitors from all over the world visit London. However, one of the major hurdles that face the preparation is the very high costs usually associated with integration of high tech information systems. The high IT costs have escalated the general amount required for carrying out the whole even by ten times more (Jones 2009). The barrier is that this budget is already too high yet it may not be enough to deal with handling the increased security alert issues prior to and during the event. Terrorism events are on the increase and most of the developed nations including the UK are target to international terrorism (Hervey 2010). The most significant possible barrier involves the IT security where the London InfoSecurity committee fears that the Olympics information systems could be targeted by terrorists and thus imposes a threat to the national security. Physical security measures are put in place but there are worries that weaknesses detected in the Olympics Information Systems may be overlooked and then turn out to be major security hurdles. According to Hervey (2010) terrorists have the capability to simultaneously hit both cyber systems and physical targets through a blended attack strategy, and therefore the London security has to be very cautious when installing and managing these security systems.

Story of a Different Hour :: Essays Papers

The Story of a Different Hour Mrs. Millard just found out that Mr. Millard was killed in a tragic train wreck. Because of a heart condition, Josephine (Mrs. Millard's sister) was hesitant to tell her what happened. Richard (Mr. Millard's good friend) was also there to comfort the newly widowed Mrs. Millard. Josephine was concerned for her sister. To everyone?s surprise Mrs. Millard was rather joyful rather than devastated of the tragic news about her husband. ?Free! Free! Free!?, ?Free! Body and free soul?. Everyone was a bit confused, why Louise was jumping for joy when she just received that her husband passed away few minutes ago. Something smells fishy in this story and who really is Richard? Is he a good friend of Mr. Millard or he is a lover of Louise?.. Well, we will modify some sentences in this story. We all knew what happened in the end. Mrs. Millard was having the time of her life because she just found out that her husband just died. Was Louise happy because of the hefty insurance money that her husband left her? We can?t tell. So as the door was being opened by a latchkey everyone ran through the long stair case and found ?Brently Millard who entered, a little travel-stained, composedly carrying his grip-sack and umbrella?, then Louise was so flabbergasted that she had a heart attack and eventually died. In my opinion the story could use a better ending than Louise dying at the end of the story. If only Chopin talked to me about this story before she published it in 1894 it would probably be a little different. We left of where before Brently opened the door. After Brently died, Louise was alone in her huge plantation. She asked Josephine to move in with her because she can?t bear to be alone any longer. One day Richard dropped by to check on Louise and to drop the title of the house, Richard is a prominent lawyer nowadays. Richard stayed for supper, and Louise told him ?

Constitutionality of the new health care reforms Essay

This paper seeks to discuss the constitutionality of the new health care law in the United States of America, the Affordable Healthcare Act. The paper will discuss on the diverse understanding and conception of the new law among the common citizenry in America, business class as well as the health care service providers. Health care to any person is a sensitive topic attracts attention of any government that is willing to have its citizens remain healthy and productive. It is a constitutional requirement for the government provides affordable health care to its citizens. This is what the United States government has moved to enable through The Affordable Health Care Act. This Act’s principle focus is to ensure more Americans are able to access affordable health care. The bill provided for improved quality of health care, affordable attention to all Americans, especially those of low economy in the country. Improved and affordable health care extending to all guarantees access to health care to the young and the seniors as well as those with pre-existing conditions (Siegel, N.S. 2012). Though the numbers of the citizens who have enrolled in the health care programs after the enactment of The Affordable Health care is not as high as expected, the percentages of the individuals enrolled in the health care services. This may be attributed to the convenience attached the programs that does not discriminate against age or conditions at the time of enrollment. However the rising numbers of the individuals enrolling in the program have come with the various challenges, some of which are detrimental to people’s welfare. Due to the poorly planned change of medical care, a great number of Americans have been forced to abandon their previous health insurance services from the companies were not abiding to all the provisions of the new standards set by the new rules. The period between changes of health care insurance cover to the new program was not provided for by the government, including the value forgone, which is not compensable by the government. The new rules have created panic among upcoming health insurance providers who were not attaining the standards provided in the new law due to loss of clientele. As a result, unemployment has been experienced to many and to the unmanageable employee retention capabilities of the affected companies (Siegel, N.S. 2012). The Act provides for access to the service by young adults who may not be able to afford to pay the premiums themselves by accessing the cover through their parents or guardians’ plan. Young adults below the age of 26 are eligible to the affordable health care even if they cannot be able to raise their own premiums. This has guaranteed affordable and quality health care to millions of unemployed young adults. The policy was created to reach more people and enable them access health care. The move was right and targeted the greater portion of America’s population through the service to the young adults. However the statistics show that older people get sick and need the insurance cover much more than younger people and therefore the policy only theoretically reaches more people through the youth, but more so fail to identify the bigger population that is vulnerable to ailments (Bateman C. 2013). Through this plan, more people who appreciate the new law will end up dropping their current health service providers who are not cost friendly for the new affordable and quality plan. This will cause a confusion to the health service providers who may be facing abrupt changes which will affect scores of people who seek their services, thus ailing their businesses. The law leaves the State and the federal government to raise funds to be able to finance the plan. This translates to increased revenue collected by the state and the federal government, which means taxes will be and continue to be increased in order to maintain the health plan (Parks D. 2012). The law has as well provided for the Children health insurance plan, which has seen the number of the children reached go up to nine million children. The Act has given assurance to the mothers of quality and affordable health insurance services for their children. Reaching up to over nine million children means more funding requirements for the program to run smoothly. This has called for increased taxation on Americans to sustain the program. This is because financing has to be done by the federal government and the state (Siegel, N.S. 2012). The services come with lowered costs as compared to the pre-existing form of health insurance service provision. At the low cost of accessing health care insurance, more Americans find themselves in a situation where they have irrelevant or no reason for lack of health care insurance cover. One of the core elements of the Affordable health care act is that the people have more say in the access and quality of service. This is contrary to the former system where a few health insurance companies controlled the business making the citizens vulnerable to the efficiency of the company administrations which affected the quality and cost of service. The cost to service seekers is properly considered for the fact that insurance companies will not be able to arbitrarily increase the cost of premiums. This puts the contributors of the premiums, be it the employers, employees or the unemployed in a state where they are able to plan for their money over longer periods of time. The welfare of the contributors is also protected by the law in that the insurers are supposed to ensure that the expenses are primarily and sorely on providing health care and not other non-related costs or even administrative costs. Low cost associated with access to proper, affordable and quality healthcare has come by courtesy of un-intentional sacrifice of Americans to fund and maintain the program. Funding by the government only means more funds demanded from the public, which is only possible through raised taxation. Low cost is also arguably determined as unrealistic as the initial costs for the program to come to life and run is not clearly portrayed. The program faced great challenges in the internet communication platform that is supposed to be easy and user-friendly for all. Setting up of the platform is another high costing endeavor that the government had to go through, with the taxpayers’ money to see it work. Initial costs may be high and seem unrealistic to run the program, but the analysts show that the government will not only be able to see it budgets deficit covered, but also a lot of savings on insurance health care of the state and the federal governments with time. The Act has put to an end lifetime and annual limits. This comes much cost effectively extending full benefits to the enjoyment of the insurance policy. This is much better as related to the earlier plans in which there were annual dollar limits allowed for the insured. The plan demanded the excess of limits paid in cash, which limited the insured from the accessing the insurance services. The plans entail the patient’s right to maintain the health provider at more lowered costs. The idea of covering patients with pre-existing conditions and normal costs is a new thing that has seen many Americans embrace the laws (In Hall, M. A, & In Allhoff, F. 2014).Old people can now comfortably enroll for the programs and enjoy the health insurance services without being exorbitantly charged or even being denied the services due to their age. This has clearly portrayed the intended purpose of the law, which is to reach out the all, and especially the low to middle income Americans as well as the old. Due to the affordability of the premiums, it has translated to increased number of would be marginalized group being able to enjoy the services of the program. The plan has managed to reduce the biased quality of service among different health providers based on their ability to pay for the most qualified consultants, leading to the high cost of acquiring highly qualified health consultants, which often leads to a deficiency of consultants in other facilities due to their low cost and inability to pay the best consultants. The affordable health care plan has many positives, but has failed to protect the plight of businesses behind healthcare services. The health service providers are forced to deliver health services within the limits of the available resources, thus limiting their competitive advantage which often leads to improved quality of services with competitive costs. This has as well come with the challenge of increased need for more funding, by the federal government and the state. Sources of revenue such as taxes have to be enhanced to manage the services and also to maintain them (In Hall, M. A, & In Allhoff, F. 2014).The law has provided that for businesses with up to 50 employees on a full time engagement must be provided for the cover by the business. This has made the access to the insurance cover to many more employees. Employer are now able to afford quality and affordable health insurance services for their employees. The law has seen the insurance premiums paid by employers go down significantly with no compromise on quality of health service or even reducing the number of employees. This is the bigger picture of the plan, however, other employers see the new law being inefficient, costly and failing with lack of clarity on the very fundamental issues when it comes to health care services and therefore seeking more satisfying alternatives. This state of the situation is making many employers to maintain their existing health insurance schemes, even if costly to them and their employees, basing on the fact that they understand the schemes they have been used and are not ready to shift to a new model that is not well known to the would be beneficiary, or even the service providers to whom the plan has been imposed through the law. The obvious uncertainties have led to unplanned costly programs by many employers who are opting to provide their employees with education on how to lower health risks or exposure to activities or situations that would warrant them seeking health services. (In Hall, M. A, & In Allhoff, F. 2014).Conclusions The health care is a new beginning for Americans in the health laws and sector. The law will be able to guarantee the intended subject with coverage that provides them with unbiased provision of services, whether they have pre-existing condition or not, with no health plans to limit or even plans that limit children’s benefits. The law has provided the young generation with an assurance of health care plan that was never thought of to cover in such a manner that even poor young people could afford. This will see parents who have young adults under their care access affordable and quality health care. The plan will see an end to insurance coverage withdraws by insurance companies on the basis of honest mistakes. This will assure continued enjoyment of services. The plan has as well come with the right to reconsideration for rejection of payments which was not there before. The Law will see to great favorable cost effects the states, federal governments, employers, employees and the unemployed. This will be due to the removal of lifetime limits. The law prohibits increasing of insurance premiums through controlled review process, which will be done in public and must show reason. The new plans are also designed and guided to ensure that the insured get value for money by making sure that money paid up premiums for health insurance is utilized on health insurance. This will limit insurance companies from using money contributed as health premiums for their own non-health related activities. The new law will see to it that care is provided to the best level possible. This is provided by the fact that the cover caters for preventive care without costs under recommendations. The law also gives the insured the prerogative to choose a doctor who will provide basic care needed. This not only gives the insured the right to the choice of the doctor as a fundamental thing necessarily, but also the confidence of the insured that as the insured is in control of health paid for. The plan has created a high level of freedom as to emergency services sought by doing away with barriers usually planted by insurance companies. This plan provides the insured with the feeling and enjoyment of fundamental freedom and right to immediate and quality emergency attention at any health facility, whether within or outside his network in a health plan. The basic provisions of this law are well within the fundamental rights and freedoms of the American populations as provided in the constitution and other laws. The Affordable Healthcare Act does not violate any constitutional provision in its endeavor to ensure quality and affordable health care. References Bateman, C. (December 01, 2013). Pretenders to the throne of affordable healthcare? : izindaba.  South African Medical Journal,  103,  12, 885-886. Health Law Institute, & Pennsylvania Bar Institute. (2012).  18th annual Health Law Institute. Mechanicsburg, Pa.: Pennsylvania Bar Institute. In Hall, M. A., & In Allhoff, F. (2014).  The Affordable Care Act decision: Philosophical and legal implications. Parks, D. (2012).  Health Care Reform Simplified: What Professionals in Medicine, Government, Insurance, and Business Need to Know. Dordrecht: Springer. Sachs, Stephen E. (2012).  The Uneasy Case for the Affordable Care Act. (Faculty Scholarship.) Duke University School of Law. Siegel, N. S. (2012).  The constitutionality of the Affordable Care Act: Ideas from the academy. Durham, North Carolina: Duke University School of Law Source document

How to Derive the Formula for Combinations

After seeing formulas printed in a textbook or written on the board by a teacher, it is sometimes surprising to find out that many of these formulas can be derived from some fundamental definitions and careful thought. This is particularly true in probability when examining the formula for combinations. The derivation of this formula really just relies upon the multiplication principle. The Multiplication Principle Suppose there is a task to do and this task is broken into a total of two steps. The first step can be done in k ways and the second step can be done in n ways. This means that after multiplying these numbers together, the number of ways to perform the task is nk. For example, if you have ten kinds of ice cream to choose from and three different toppings, how many one scoop, one topping sundaes can you make? Multiply three by 10 to get 30 sundaes. Forming Permutations Now, use the multiplication principle to derive the formula for the number of combination of r elements taken from a set of n elements. Let P(n,r) denote the number of permutations of r elements from a set of n and C(n,r) denote the number of combinations of r elements from a set of n elements. Think about what happens when forming a permutation of r elements from a total of n. Look at this as a two-step process. First, choose a set of r elements from a set of n. This is a combination and there are C(n, r) ways to do this. The second step in the process is to order r elements with r choices for the first, r - 1 choices for the second, r - 2 for the third, 2 choices for the penultimate and 1 for the last. By the multiplication principle, there are r x (r -1 ) x . . . x 2 x 1 r! ways to do this. This formula is written with factorial notation. The Derivation of the Formula To recap, P(n,r ), the number of ways to form a permutation of r elements from a total of n is determined by: Forming a combination of r elements out of a total of n in any one of C(n,r ) waysOrdering these r elements any one of r! ways. By the multiplication principle, the number of ways to form a permutation is P(n,r ) C(n,r ) x r!. Using the formula for permutations P(n,r ) n!/(n - r)!, that can be substituted into the above formula: n!/(n - r)! C(n,r ) r!. Now solve this, the number of combinations, C(n,r ), and see that C(n,r ) n!/[r!(n - r)!]. As demonstrated, a little bit of thought and algebra can go a long way. Other formulas in probability and statistics can also be derived with some careful applications of definitions.